The people who approve your deal.
Four partners, one decision table. No external committees, no syndicate noise — borrowers get answers from the people who actually write the checks.
Wharton MBA. Began his career in real estate finance at Continental Illinois National Bank, then spent nineteen years in commercial mortgage brokering — arranging billions in construction loans, permanent debt, and joint ventures. Active private lender for twenty-five years.
Began at Benchmark Lending Group in 2005. Joined a Marin County private lender in 2010, underwriting deals for high-net-worth clients. Co-founded Northern California Mortgage Fund (II, III, IV) and Theta Real Estate, LLC in 2012. MS Finance, University of San Francisco.
AB Economics, Stanford. Career began at Travelers Insurance, with positions at Wells Fargo, Manufacturers Hanover, and Chemical Bank. Founding partner of four opportunity funds at William Wilson & Assoc., resulting in a $1.2B merger with Cornerstone Properties — later sold to Equity Office for $6B. Co-founded FJM Investments in 2002. Board director, Hudson Pacific Properties (NYSE: HPP).
12-year partner at Owens Financial Group, overseeing business development, originations, and credit. Instrumental in converting OFG's Limited Partnership into a publicly traded REIT — originating $500M+ in commercial and multifamily debt. Past President of Bay Area Mortgage Association. Penn State; CA Real Estate Broker.
